If you’ve recently been involved in an accident, you’re probably facing a whirlwind of confusion and uncertainty. Friends and family might be offering well-intentioned advice, but some of it may be based on myths and misconceptions. Knowing what’s fact and what’s fiction can make all the difference when deciding how to handle your personal injury claim.
Here are seven common myths you shouldn’t fall for:
- Personal Injury Lawyers Are Too Expensive
You might believe that hiring a personal injury lawyer is too costly, convincing yourself that handling the claim independently will save money. However, the truth is quite different. Most personal injury attorneys work on a contingency fee basis, meaning you pay nothing upfront. Your attorney only gets paid if you win your case.
DiLoreto, Cosentino & Bolinger explain it clearly on their website: “No fee or cost, if no recovery. We advance all of the costs of litigation, from the free initial consultation until your case is resolved. This includes expert witnesses, deposition costs, the hiring of accident reconstructionists and other professionals, and any other litigation costs that arise while pursuing your claim.”
With an arrangement like this, professional legal assistance is within everyone’s reach. You don’t have to take money out of your pocket, and there’s only upside.
- You Have Plenty of Time to File a Claim
Waiting too long to file your personal injury claim can have serious consequences. Each state has specific statutes of limitations that set strict deadlines for filing lawsuits. If you miss this window, your case could be permanently barred, regardless of how valid your claim might be.
Don’t assume you have ample time. Get legal guidance as soon as possible after your injury to ensure your rights remain protected and your opportunity for compensation isn’t lost.
- Minor Injuries Don’t Justify a Personal Injury Claim
Some people mistakenly believe that unless an injury is severe, there’s no reason to pursue a personal injury claim. But even seemingly minor injuries, like whiplash or minor fractures, can lead to substantial medical bills, lost wages, and pain and suffering.
Your initial injuries might seem insignificant, but complications or chronic issues could arise later. It’s critical to consult with a personal injury lawyer ASAP, as they can help evaluate the true value of your injuries and ensure you receive appropriate compensation.
- You Can File Multiple Claims for the Same Injury
A common myth is the belief that you can file multiple lawsuits or claims if your condition worsens over time. Unfortunately, the legal system doesn’t work this way. When you settle a personal injury case, you typically sign an agreement that prevents you from reopening the claim in the future, even if your injuries become more severe or complications arise.
It’s imperative that you work with a knowledgeable attorney who can accurately assess the full extent of your injuries and potential future expenses, ensuring your initial settlement covers your current and future needs.
- Insurance Companies Always Offer Fair Settlements
You might assume that insurance companies, especially your own, will provide fair and prompt compensation after an injury. However, insurance companies are businesses first, and their primary objective is minimizing costs and maximizing profits.
Insurance adjusters often offer lower settlements than you deserve, hoping you’ll accept quickly and move on. A skilled personal injury lawyer understands how insurance companies operate and can negotiate on your behalf, significantly increasing the likelihood of receiving a fair and adequate settlement.
- Personal Injury Cases Always Go to Court
Many people believe filing a personal injury claim always leads to a long, stressful court battle. While it’s true that some cases do go to trial, the vast majority of personal injury claims are settled out of court. In fact, both parties usually prefer to avoid the uncertainty and expense of litigation.
An experienced attorney can effectively negotiate with insurance companies and opposing counsel to reach a settlement without the need for court intervention. This can mean a quicker, less stressful resolution to your case, allowing you to focus on healing and recovery.
Adding it All Up
Don’t let what you think you know about personal injury claims steer you to make rash decisions. A claim may or may not be the right path for you, but you should only reach that conclusion once you’ve had the time to gather the facts and speak with trusted professionals who understand the nuances of the circumstances surrounding your injury. That’s how you make a smart decision!
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